General Advice Warning & Legal Disclaimer
Statutory regulatory disclosures under the Corporations Act 2001 (Cth) and the National Consumer Credit Protection Act 2009 (Cth).
1. Not Financial Product or Credit Advice
2nd Act Realty is an educational property research publication. We do not hold an Australian Financial Services Licence (AFSL) under the Corporations Act 2001 (Cth), nor are we an Australian Credit Licensee (ACL) under the National Consumer Credit Protection Act 2009 (Cth).
None of the articles, market calculations, comparative matrices, or mortgage scenarios published on this website constitute personal financial product advice, credit assistance, or recommendations to enter into any specific financial, loan, or investment arrangement.
2. Taxation and Legal Considerations
Discussions relating to negative gearing, capital gains tax (CGT), division 40 and 43 depreciation deductions, land tax thresholds, and state stamp duty concessions are provided as general statutory explanations only.
Australian taxation legislation is intricate and subject to frequent statutory revision. You should always obtain tailored advice from a registered Tax Agent, Chartered Accountant, or Australian legal practitioner before executing property transactions.
3. Accuracy of Datasets and Limitation of Liability
While 2nd Act Realty exercises due diligence in compiling market data from reputable primary sources (including the ABS, RBA, APRA, CoreLogic, SQM Research, and PropTrack), we do not warrant the absolute accuracy, completeness, or real-time currency of third-party statistics.
To the maximum extent permitted by Australian law, 2nd Act Realty and its editorial staff disclaim all liability for any loss, damage, or expense arising directly or indirectly from reliance upon material published on this website.
4. Past Performance and Market Risks
Historical capital growth, rental yields, and auction clearance rates are not reliable predictors of future investment performance. Property investing carries financial risk, including property price fluctuations, interest rate changes, vacancy periods, and liquidity constraints.